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Under the first home loan deposit scheme, eligible first home buyers can buy the following types of properties:
An existing house, townhouse or apartment
A house and land package
A vacant land together with a separate contract to build a home
An off-the-plan apartment or townhouse
Once you’ve been pre-approved for a home loan by one of the participating lenders, you’ll have 90 days to find and sign a contract of sale for an eligible property that you want to buy. Finally, once you’ve signed a contract of sale, you’ll have an additional 30 days from the signing date to finalize the paperwork and checks for your home loan.